The Top 10 Cards that Pay You for Being Good

August 11, 2008 – 9:47 am

Everyone is looking for a way to save money and make extra money. One of the best ways is to get a cash back credit card. These cards put money back into your wallet each time you make a purchase. Take a look at which cards are rated best to give you the most money back.

1. Discover More or Discover More Clear Card. Use the Discover More card to get up to 5% back when you make purchases throughout the year. Categories include: gas, groceries, restaurants, apparel, movies, and more. You can also earn up to 1% back from your first $3000 in purchases.

2. Blue Cash from American Express. When you exceed $6500, you get up to 5% back on purchases you make everyday and up to 1.5% back on all other purchases.

3. Citi Cash Returns Card. For the first 12 months, you earn 1.2% back on all purchases that qualify. This card is great because anything qualifies.

4. Citi Dividend Platinum Select Card. This is a great card if you are looking to make money back from your everyday purchases. When you qualify for this card, you will earn 5% cash for all of your everyday purchases for 6 months. After the 6 month period, you’ll earn 2% cash back.

5. Chase Freedom Visa Signature Card. Earn 3% cash back from your top 3 spending categories each year. There are actually 15 categories that qualify for you to earn triple rewards.

6. Citi Professional Card. You’ll earn 3% on any purchases at gas stations, restaurants, car rental stores and office supply retailers.

7. Fidelity Investment Rewards Visa Signature Card. Apply for this card and get 1.5% cash back on all of your purchases. Each dollar you spend earns 1 point. You’ll get $75 cash when you accumulate 5000 points.

8. Capital One No Hassle Cash Reward Card. You’ll earn 1% cash back on all of your purchases and 2% back for purchases at gas stations, grocery stores and drug stores. There is no limit to the amount of points you can earn. There isn’t an expiration date either.

9. Blue from American Express. This card offers a reward program that is free of any fees. Start out with 0% APR for the first 15 months. Enjoy earning points by shopping at your favorite retailers with this card.

10. Discover Motiva Card. This is the first credit cards that pays you to handle your credit responsibly. Enjoy the Pay-on-Time Bonus. This program pays you a full month’s interest when you make 6 payments on time in a row. You’ll also earn 5-20% back each time you shop from their exclusive online shopping site.

Take a look at these popular cash back credit cards. Decide which one works the best with your income and budget. Apply and start earning cash back instantly.