Small Banks Offer Great Deals on Zero Percent Credit Cards

Small Banks Offer Great Deals on Zero Percent Credit Cards

Small banks have been largely overlooked by many consumers for banking services, credit cards and more, but that trend seems to be changing. These regional and community banks are gaining favor in the eyes of many consumers as people seek out better terms and conditions, personal customer service and better banking products. Many are even switching as a way to send a message to their current bank of their dissatisfaction with ‘big bank’ practices.

If you’re considering a smaller bank for your banking needs, specifically a credit card, be sure to check out any one of the following banks. Each of these banks offer credit cards with an introductory interest rate of zero percent on purchases to help you save money and manage your finances; along with other benefits and rewards.

Fidelity Bank

Fidelity Bank was founded in 1974 and is one of the largest community banks serving metro Atlanta. The bank provides a wide variety of consumer and corporate financial services, lending and insurance products. Fidelity Bank’s goal is to become “The Number One Community Bank With The Best Customer Service In Town.” Fidelity Bank offers one zero percent credit cards to consumers.

Platinum Visa – The Fidelity Bank Platinum Visa gives new cardholders an introductory 0% APR of 12 months on both purchases and balance transfers. There is no annual fee and the regular APR is low, but the card is only available to those with excellent credit.

Fifth Third Bank

Headquartered in Cincinatti, Ohio, Fifth Third Bank serves twelve states extending from Michigan down to Florida. Fifth Third can trace it roots back to as far as 1858 and with a focus on customer service and sound banking practices. The company now manages over $113 billion in assets with services in consumer and commercial banking, consumer and commerical lending and investment advisory.

Fifth Third offers several MasterCard credit cards and one Visa Signature card; all with an introductory APR of 0% on purchases for 12 months. Depending on which card, you choose, you’ll enjoy a low rate or be able to earn rewards on each and every purchase. All Fifth Thirds cards have no annual fee when used at least once per year. Plus, each card has it own additional cardholder benefits and perks.

First National Bank of Omaha

First National Bank of Omaha began in 1857 serving the residents of Omaha and the surrounding communities. From the beginning, First National has built its reputation on providing superior customer service and innovative financial products to the bank’s customers. Currently, the bank is the largest privately owned bank in America and has more than 6.6 million customers with locations in seven states. First National has two zero percent credit cards available.

Platinum Edition Visa – The Platinum Visa offers and introductory 0% APR for six months on all purchases. After the introductory period, cardholders receive an APR consumerate with their credit profile. The card also includes Platinum benefits like: purchase protection, extended warranty coverage, travel assistance and insurance and discounts at select car rental agencies.

Platinum Edition MasterCard – The Platinum MasterCard offers and introductory 0% APR for six months on all purchases. After the introductory period, cardholders receive an APR consumerate with their credit profile. The card also includes Platinum benefits like: purchase protection, extended warranty coverage, travel assistance and insurance and discounts at select car rental agencies.

Frost Bank

They say “everything is bigger in Texas,” and Frost Bank is no exception. That’s because Frost bank is the largest Texas-based banking organization that only operates in Texas and manages billions of dollars in assets. This San Antonio-based bank started in 1868 and has stayed true to its principles and values by providing Texans the financial strength and products they need. Frost Bank has over 100 financial center locations and provides banking and brokerage services, insurance products and investment banking services.

Visa – This Visa credit card from Frost Bank offers 0% APR on purchases and balance transfers for 12 months, with no annual fee. The card does not offer any rewards, but does feature a low interest rate and is perfect for borrowers with good to excellent credit.

As you can clearly see, don’t count your local community or regional banks out when it comes to competitive offers on credit cards. These banks want your business and are willing to do so by helping you save money and giving you financial products that often beat the larger banks. Be sure to check out your local bank too and see how they can fufill your financial needs and save you money.