Banks today are more robust than ever. So do they still champion small business? The numbers say “probably not.” But there is evidence that the money and mentorship is still out there –- but where?

The infographic below that was recently produced by Lendio takes a look at three leading sources in business financing today.

Small banks have been largely overlooked by many consumers for banking services, credit cards and more, but that trend seems to be changing. These regional and community banks are gaining favor in the eyes of many consumers as people seek out better terms and conditions, personal customer service and better banking products. Many are even switching as a way to send a message to their current bank of their dissatisfaction with ‘big bank’ practices.

If you’re considering a smaller bank for your banking needs, specifically a credit card, be sure to check out any one of the following banks. Each of these banks offer credit cards with an introductory interest rate of zero percent on purchases to help you save money and manage your finances; along with other benefits and rewards.

Fidelity Bank

Fidelity Bank was founded in 1974 and is one of the largest community banks serving metro Atlanta. The bank provides a wide variety of consumer and corporate financial services, lending and insurance products. Fidelity Bank’s goal is to become “The Number One Community Bank With The Best Customer Service In Town.” Fidelity Bank offers one zero percent credit cards to consumers.

Platinum Visa – The Fidelity Bank Platinum Visa gives new cardholders an introductory 0% APR of 12 months on both purchases and balance transfers. There is no annual fee and the regular APR is low, but the card is only available to those with excellent credit.

Fifth Third Bank

Headquartered in Cincinatti, Ohio, Fifth Third Bank serves twelve states extending from Michigan down to Florida. Fifth Third can trace it roots back to as far as 1858 and with a focus on customer service and sound banking practices. The company now manages over $113 billion in assets with services in consumer and commercial banking, consumer and commerical lending and investment advisory.

Fifth Third offers several MasterCard credit cards and one Visa Signature card; all with an introductory APR of 0% on purchases for 12 months. Depending on which card, you choose, you’ll enjoy a low rate or be able to earn rewards on each and every purchase. All Fifth Thirds cards have no annual fee when used at least once per year. Plus, each card has it own additional cardholder benefits and perks.

First National Bank of Omaha

First National Bank of Omaha began in 1857 serving the residents of Omaha and the surrounding communities. From the beginning, First National has built its reputation on providing superior customer service and innovative financial products to the bank’s customers. Currently, the bank is the largest privately owned bank in America and has more than 6.6 million customers with locations in seven states. First National has two zero percent credit cards available.

Platinum Edition Visa – The Platinum Visa offers and introductory 0% APR for six months on all purchases. After the introductory period, cardholders receive an APR consumerate with their credit profile. The card also includes Platinum benefits like: purchase protection, extended warranty coverage, travel assistance and insurance and discounts at select car rental agencies.

Platinum Edition MasterCard – The Platinum MasterCard offers and introductory 0% APR for six months on all purchases. After the introductory period, cardholders receive an APR consumerate with their credit profile. The card also includes Platinum benefits like: purchase protection, extended warranty coverage, travel assistance and insurance and discounts at select car rental agencies.

Frost Bank

They say “everything is bigger in Texas,” and Frost Bank is no exception. That’s because Frost bank is the largest Texas-based banking organization that only operates in Texas and manages billions of dollars in assets. This San Antonio-based bank started in 1868 and has stayed true to its principles and values by providing Texans the financial strength and products they need. Frost Bank has over 100 financial center locations and provides banking and brokerage services, insurance products and investment banking services.

Visa – This Visa credit card from Frost Bank offers 0% APR on purchases and balance transfers for 12 months, with no annual fee. The card does not offer any rewards, but does feature a low interest rate and is perfect for borrowers with good to excellent credit.

As you can clearly see, don’t count your local community or regional banks out when it comes to competitive offers on credit cards. These banks want your business and are willing to do so by helping you save money and giving you financial products that often beat the larger banks. Be sure to check out your local bank too and see how they can fufill your financial needs and save you money.

When it comes to paying interest, less is definitely more.

Why pay interest, when you can get a fabulous credit card and pay zero percent interest?

Some zero percent APR credit cards are better than others. Some offer more benefits than others. Check out some of the top zero percent credit cards.

Chase Sapphire

Doesn’t this card just sound elite? That is because it is. The Chase Sapphire card combines zero percent APR with superior benefits.

With the Sapphire card, you can earn 10,000 Bonus Points after making your first purchase with the card. You can earn and collect Bonus Points and redeem them for travel rewards.

You will also have the opportunity to use the Ultimate Rewards program. This program allows you to earn double the rewards on all airline tickets and up to ten times the rewards for every dollar you spend through the program. There are no earning caps, blackout dates or expiration of points.

The Sapphire card combines superior benefits and zero percent APR. These are rewards worth talking about.

Frost Bank Visa

Another great zero percent credit card is the Frost Bank Visa credit card. Although Frost bank is not as well-known as other banks, it happens to be one of the largest banks. in terms of assets, in the United States.

The Frost Bank Visa is for those consumers that have good to excellent credit. You can apply online and enjoy 0% APR for the first twelve months. This card is also popular because it offers no annual fee. Thus, you get to use a credit card for absolutely free.

You don’t have to pay to use a credit card anymore. There are many great benefits to using a zero percent credit card. Two of the most popular zero percent credit cards are the Chase Sapphire credit card and the Frost Bank Visa card. Check out these great cards today.

PartnersFirst credit card offer a rewards for almost everyone – literally everyone. There are reward credit cards for magicians, sports fans, emergency response personnel, college and university alumi, and more.

Some of the most popular cards are:

USA Fit Rewards Visa Card

• No annual fee
• Complete standard fraud protection
• Always earn 1% cash back on everyday purchases
• Points can be redeemed for merchandise, travel expenses, and much more.

Exclusive Connections Rewards Visa

• 24/7 Customer Service
• No annual fee
• Total standard fraud protection
• Earn 1% cash back
• Points can be redeemed for exclusive access to professional sporting events and travel opportunities
• You can also choose airline travel points with no black-out dates

AirBoss Rewards Visa

• Pilots earn exclusive rewards including discounts on aviation fuel
• Earn 1% cash back on everyday purchases, including aviation fuel
• 0% APR for Balance Transfers for the first 6 months
• No annual fee
• 24/7 customer service

MY Garage Rewards Visa

• Earn 1% cash back on all purchases
• Place your favorite picture on your credit card to create a customized look
• No annual fee
• Unique experience rewards
• Gift card rewards
• Travel rewards with absolutely NO blackout dates

One of the most impressive reward comes standard with all PartnersFirst credit cards. This reward is no annual fee. All too often, credit card companies offer credit cards with amazing benefits and rewards. The only problem is that these credit cards come with an annual fee. What is the point of earning rewards when you just have to turn around and pay an annual fee?

PartnersFirst credit cards come with absolutely no annual fee. This means that you can earn and actually use the rewards that you earn. What a concept!

Prepaid credit cards are an easy alternative to a credit card. You can personally load and reload the dollar amount on your card whenever you need to. The AccountNow Prepaid MasterCard is an excellent choice because you receive many great benefits.

With the AccountNow Prepaid MasterCard, you are able to take advantage of the iAdvance Line of Credit. There is no credit check required for this, which makes it a fast and easy alternative to the traditional credit card. Thus, there is a 100% guaranteed approval that comes with the card.

If you choose to load your prepaid MasterCard via Direct Deposit, you can also take advantage of the $0 activation fee. MasterCard has also made it possible for you to take advantage of many free benefits and tools that can help you keep track of your money, your credit and your finances. These tools include the free credit builder program, as well as the free online bill pay program.

The AccountNow Prepaid MasterCard also comes with a reloadable $10,000 balance availability. That makes it great because you can put as much or as little on your card as you’d like. There aren’t any fees associated with this card, especially overdraft fees. You can also be sure that there isn’t a minimum balance required to sign up for the card.

Signing up for the AccountNow Prepaid MasterCard is fast and pain-free. You are guaranteed approval in a short amount of time. This card comes with a low annual fee as well.

Prepaid credit cards are a safe alternative to the traditional credit card. The AccountNow Prepaid MasterCard is one of the best and most beneficial prepaid cards out there.

It helps to do your homework. Take a look at the top credit card companies you have to choose from. What are other customers saying about them? Are they pleased with the service they have received? How are the terms and conditions? Is the company a reliable company with a strong reputation?

Your personal finances will be the deciding factor as to which lender to choose. However, you are sure to be safe if you choose a Citi credit card from Citibank.

Check out the top reasons why you should choose Citibank for your credit card needs.

1. Strong track record. Citibank is the number one global financial services company. That means that they know how to do business and they do it well. Customers from around the world share the opinion that Citibank is one of the best companies to choose from.

2. A card for everyone. Some credit card companies tailor their products and services to one specific group. Not Citibank. Citibank offers a wide variety of credit cards for businesses, students, individuals, families, etc. You can be sure to find the perfect card for all of your needs within the Citibank network.

3. Countless rewards. Just as Citibank offers countless types of credit cards for many different needs, it also offers credit cards with countless rewards. You can choose a travel credit card, a gift card credit card, a cash back credit card and much, much more. If you are tired of using a credit card that really doesn’t benefit you at all, it is time to switch to one of Citibank’s countless rewards credit cards.

Citibank has it all. Citibank has a strong reputation that you can count on. You should really switch to a Citibank credit card for these reasons and so many more.

The American Express Wishlist is one of those products. The AMEX Wishlist is now AMEX Daily Wish. Daily Wish offers the “products you want and the prices you wish for.” Daily Wish is sure to make your holiday season more magical and your New Year more meaningful.

Daily Wish reveals new sales every single day. Log in to your AMEX Network account to view those deals. You can even sign up to view Daily Wish sales in advance.

So, who is eligible to take advantage of Daily Wish deals?

If you have an American Express card, you are eligible! All you need to do is go to http://dailywish.amexnetwork.com.

1. Use your American Express Credit Card and sign up for Daily Wish today.
2. Log in often, especially on Tuesday, Wednesday and Thursday (these days release new offers).
3. When “sale day” rolls around, the sale time is posted and the countdown begins. The time is limited to take advantage of these hot deals.
4. Simply click on “I Want It” as soon as the sale starts. Each deal is on a first come, first serve basis so you have to be quick!

The American Express Network has teamed up with even more retailers to offer AMEX card holders exclusive deals. Daily Wish deals range from travel packages, electronics, clothing/apparel, concert tickets, sporting event tickets and so much more.

The American Express Wishlist is new and improved…It’s the American Express Daily Wish. You can get all of your holiday shopping done early and for much less than you would spend elsewhere. Plus, you are sure to have money left over because of the incredible deals you will find at the AMEX Daily Wish.

The Simmons First Visa Platinum comes with an unbelievably low interest rate. Have you ever heard of a credit card that comes with an interest rate lower than 10%? How about 9? 8? The Simmons First Visa Platinum comes with a standard variable APR of only 7.25%. You can also take advantage of Platinum benefits with the Simmons First Visa Platinum card. No other credit card offers such amazing perks and benefits.

For the first six months, you will also receive a 0% APR on all balance transfers. You won’t even have to pay any balance transfer fees. But wait, it just keeps getting better and better. All of the fees associated with the Simmons First Visa Platinum are lower than standard fees. You’ll pay lower cash advance fees, overlimit fees, etc.

You will never have to pay an annual fee with the Simmons First Visa Platinum card. Never. This means that you can take advantage of all of the amazing platinum benefits associated with this card, for free. You will never be penalized with an annual fee.

Customers who are already using the Simmons First Visa Platinum card all agree that the low, low, low APR is the most beneficial perk associated with this card. This low interest rate prevents them from paying more than their card is worth. And, it keeps their heads above the credit card waters.

Check out the Simmons First Visa Platinum credit card today and see how much a quality credit card can actually improve your life.

How do you do this? Simply sign up for the Starwood Preferred Guest Credit Card from American Express. Not only will you become a preferred guest at millions of locations across the world, but you will be able to take advantage of American Express’ superior customer service program.

The Starwood Preferred Guest card is the perfect card to get you where you want to go…anywhere in the world! With this American Express preferred card, you will automatically earn 10,000 Starpoints after you make your first purchase. It’s that simple to get started.

To earn Starpoints, you simply need to use your card. Every time you use your card, you will automatically earn the Starpoints you deserve. There aren’t any annoying papers or applications that you need to fill out, so it makes it even more advantageous to use Starpoints.

Starpoints can be redeemed at over 825 Starwood Hotels and Resort destinations worldwide. You can either earn a discounted rate by using your points or save those points to earn one, two or more free stays. These points can also be used for airline tickets that can be purchased with over 30 different airline partners. There are never any blackout dates either. You won’t have to pay an annual fee for the first year and every year after that is only $45.

For every dollar you spend, you will earn 1 Starwood point. When you shop with Starwood preferred retail partners or at different Starwood properties around the world, you can earn double the points.

The application process is extremely easy and you can have your decision in less than 60 seconds. Go ahead and apply online so that you can become a preferred guest today.