Credit Card Comparison Blog

3 Main Reasons Why I Rely So Heavily On Credit Cards

I love credit cards; I have loved using credit cards for as long as I can remember. I need to be clear however, that I do not ignorantly spend or run up debt that I cannot pay off at the end of the month. There are three main reasons why I rely so heavily on credit cards and I have outlined them below:

1. Ease of use. I never carry cash, ever!

2. Year end financials are pre-organized by card provider

3. Travel perks

I would like to spend some time today focusing on perk #3. Let me just be frank, I have not paid for an airline ticket in at least 5 years. Yes 5 years. Now mind you that from time to time when the airlines have slashed prices or had promotions, I may have decided to save my miles and purchase a ticket, but my usage of my American Express Delta Sky Miles card has allowed me to travel as I please. I am a small business owner, hoping to one day be a large business owner, but have used the AMEX for almost all of my day to day purchases for office supplies and equipment.

In my business I can be found buying anything from a new fax machine, reams of paper, to lunch for the entire office. Why would I want to write checks or pay cash when I can get miles for using my card? I must remind you that more than just the miles for my card and travel perks, I love how my purchases are itemized monthly and again at year end.

Perhaps one of the most exciting trips I have taken almost completely on travel award points from my American Express Delta Sky Miles card, has been our family trip to Greece! If you have never been to Greece, I strongly suggest getting an AMEX, charging it up and making plans to hang out on the cliffs of Santorini, overlooking the Mediterranean Sea.

Eric Kandell

Owner

LowVARates.com