Credit Card Comparison Blog

Credit Cards With No Annual Fees

Does it really make sense to pay an annual fee to your credit card company? Absolutely not. Annual fees usually guarantee that the cardholder qualify for exclusive benefits and offers. However, there are plenty of credit cards out there that offer incredible benefits without an annual fee.

Here are just a few.

Citi Platinum Select MasterCard
What’s so great about the Citi Platinum Select card? Well, for starters, there is no annual fee associated with this great credit card. You will also earn 0% interest on all of your balance transfers and purchases for the first year. You will be protected against fraud through Citi’s Identity Theft Solutions program. This means that you won’t be held responsible for any unauthorized purchases. You can take also take advantage of Citi’s free online account management center which helps you take complete control of your account. Lastly, you’ll get some added incentives from Citi. These incentives include: exclusive discounts and savings on travel purchases, merchandise, gift cards, etc. You don’t have to pay an annual fee to get exclusive benefits with the Citi Platinum Select MasterCard.

TrueEarnings Card from Costco and American Express
You’ll get the best of both world with the TrueEarnings card from Costco and American Express. You don’t have to pay an annual fee for your credit card when you simply pay the low Costco membership each year. Each time you use the TrueEarnings card, you will automatically earn cash back. You’ll get…

-3% cash back for all of your gasoline purchases per year up to $3,000
-1% cash back for all gas purchases over $3,000 per year
-3% cash back for all of your restaurant purchases
-2% cash back for all of your travel purchases
-1% cash back for all other purchases

There is no limit to the amount of cash you can earn with the TrueEarnings card from Costco and American Express. Instead of having two different cards (one American Express card and one Costco membership card), the TrueEarnings card serves as both. Therefore, you’ll have more room in your wallet and more cash in your account from all of the cash you will earn.

It simply doesn’t make sense to pay an annual fee. Paying an annual fee really doesn’t ensure that you will receive any better rewards than other reward credit cards. Check out the Citi Platinum Select MasterCard or the TrueEarnings Card from Costco and American Express to take advantage of incredible deals without paying an annual fee.