Archive for December, 2008

How To Deal With Rising Credit Card Costs

Wednesday, December 31st, 2008

How To Deal With Rising Credit Card Costs The Federal Reserve recently slashed the primary rate to 0.5%. So, why are so many people getting hit with higher, more outrageous rates and fees? Credit card companies are trying to offset their losses by charging consumers higher and higher ...

How to Pay Off $30,000 Of Debt

Tuesday, December 30th, 2008

How to Pay Off $30,000 Of Debt Do you have thousands of dollars in debt? Do you have more than $5,000 of debt? $10,000? $20,000? $30,000? More? So many people have gotten in way over their heads in debt. This doesn't have to be ...

Year-End Bonus? Probably Not

Thursday, December 18th, 2008

Year-End Bonus? Probably Not Fewer businesses than ever are planning on giving year-end bonuses this year. The tight credit market and an extremely slow economy have the majority of businesses cutting back, especially on holiday bonuses. The end of the year used to be a welcomed-time for many employees across the country. ...

Using Government Programs to Raise Capital

Wednesday, December 10th, 2008

Using Government Programs to Raise Capital American Express is one of the world's largest credit card institutions. It is also one of the first credit card companies to take advantage of new government programs. American Express has issued $5.5 billion in new debt. This debt is part of "a guarantee program" that ...

3 Things You Should Never Charge

Monday, December 8th, 2008

It takes a certain degree of "money smarts" to use a credit card correctly. It certainly isn't hard to use a credit card correctly. All you have to do is control your spending (never spending more than you make or can pay off), pay your bills on time and never ...

Forced Into Taking Time Off

Tuesday, December 2nd, 2008

Two major companies are forcing employees to take time off. Hewlett-Packard and Cisco Systems are closing their doors temporarily. This closure forces its employees to take paid time off. Why are they making this move? To save money of course. Cisco will be closing from December 29 through January 2. It ...

The U.S. Is Officially In A Recession

Monday, December 1st, 2008

The U.S. Is Officially In A Recession There has been major talk about the U.S. economy for many months now. The talk started when gas prices soared well over $4 per gallon. The economy went from bad to worse in a short period of time. So, when did this recession officially start? ...