The Most Popular PartnersFirst Credit Cards

February 15, 2010 – 12:07 pm

When it comes to offering credit cards with exclusive rewards - PartnersFirst gets it done. When it comes to offering credit cards with some of the best affinity partners, PartnersFirst is the leading issuer.

PartnersFirst credit card offer a rewards for almost everyone - literally everyone. There are reward credit cards for magicians, sports fans, emergency response personnel, college and university alumi, and more.

Some of the most popular cards are:

USA Fit Rewards Visa Card

  • No annual fee
  • Complete standard fraud protection
  • Always earn 1% cash back on everyday purchases
  • Points can be redeemed for merchandise, travel expenses, and much more.

Exclusive Connections Rewards Visa

  • 24/7 Customer Service
  • No annual fee
  • Total standard fraud protection
  • Earn 1% cash back
  • Points can be redeemed for exclusive access to professional sporting events and travel opportunities
  • You can also choose airline travel points with no black-out dates

AirBoss Rewards Visa

  • Pilots earn exclusive rewards including discounts on aviation fuel
  • Earn 1% cash back on everyday purchases, including aviation fuel
  • 0% APR for Balance Transfers for the first 6 months
  • No annual fee
  • 24/7 customer service

MY Garage Rewards Visa

  • Earn 1% cash back on all purchases
  • Place your favorite picture on your credit card to create a customized look
  • No annual fee
  • Unique experience rewards
  • Gift card rewards
  • Travel rewards with absolutely NO blackout dates

One of the most impressive reward comes standard with all PartnersFirst credit cards. This reward is no annual fee. All too often, credit card companies offer credit cards with amazing benefits and rewards. The only problem is that these credit cards come with an annual fee. What is the point of earning rewards when you just have to turn around and pay an annual fee?

PartnersFirst credit cards come with absolutely no annual fee. This means that you can earn and actually use the rewards that you earn. What a concept!

AccountNow Prepaid MasterCard

February 9, 2010 – 9:15 pm

It can be discouraging to have to run a credit check every time you apply for a loan or a credit card. If you want to avoid having to run a new credit check, you should look into the AccountNow Prepaid MasterCard.

Prepaid credit cards are an easy alternative to a credit card. You can personally load and reload the dollar amount on your card whenever you need to. The AccountNow Prepaid MasterCard is an excellent choice because you receive many great benefits.

With the AccountNow Prepaid MasterCard, you are able to take advantage of the iAdvance Line of Credit. There is no credit check required for this, which makes it a fast and easy alternative to the traditional credit card. Thus, there is a 100% guaranteed approval that comes with the card.

If you choose to load your prepaid MasterCard via Direct Deposit, you can also take advantage of the $0 activation fee. MasterCard has also made it possible for you to take advantage of many free benefits and tools that can help you keep track of your money, your credit and your finances. These tools include the free credit builder program, as well as the free online bill pay program.

The AccountNow Prepaid MasterCard also comes with a reloadable $10,000 balance availability. That makes it great because you can put as much or as little on your card as you’d like. There aren’t any fees associated with this card, especially overdraft fees. You can also be sure that there isn’t a minimum balance required to sign up for the card.

Signing up for the AccountNow Prepaid MasterCard is fast and pain-free. You are guaranteed approval in a short amount of time. This card comes with a low annual fee as well.

Prepaid credit cards are a safe alternative to the traditional credit card. The AccountNow Prepaid MasterCard is one of the best and most beneficial prepaid cards out there.

Why You Should Choose Citibank

February 2, 2010 – 7:11 pm

There are so many financial institutions out there. There are hundreds of companies that offer credit cards. So, how in the world are you supposed to know which one is right for you?

It helps to do your homework. Take a look at the top credit card companies you have to choose from. What are other customers saying about them? Are they pleased with the service they have received? How are the terms and conditions? Is the company a reliable company with a strong reputation?

Your personal finances will be the deciding factor as to which lender to choose. However, you are sure to be safe if you choose a Citi credit card from Citibank.

Check out the top reasons why you should choose Citibank for your credit card needs.

1. Strong track record. Citibank is the number one global financial services company. That means that they know how to do business and they do it well. Customers from around the world share the opinion that Citibank is one of the best companies to choose from.

2. A card for everyone. Some credit card companies tailor their products and services to one specific group. Not Citibank. Citibank offers a wide variety of credit cards for businesses, students, individuals, families, etc. You can be sure to find the perfect card for all of your needs within the Citibank network.

3. Countless rewards. Just as Citibank offers countless types of credit cards for many different needs, it also offers credit cards with countless rewards. You can choose a travel credit card, a gift card credit card, a cash back credit card and much, much more. If you are tired of using a credit card that really doesn’t benefit you at all, it is time to switch to one of Citibank’s countless rewards credit cards.

Citibank has it all. Citibank has a strong reputation that you can count on. You should really switch to a Citibank credit card for these reasons and so many more.

Out With the Old In With the New

December 13, 2009 – 8:16 pm

Don’t you just love it when the products you love get better and better and better?

The American Express Wishlist is one of those products. The AMEX Wishlist is now AMEX Daily Wish. Daily Wish offers the “products you want and the prices you wish for.” Daily Wish is sure to make your holiday season more magical and your New Year more meaningful.

Daily Wish reveals new sales every single day. Log in to your AMEX Network account to view those deals. You can even sign up to view Daily Wish sales in advance.

So, who is eligible to take advantage of Daily Wish deals?

If you have an American Express card, you are eligible! All you need to do is go to http://dailywish.amexnetwork.com.

1. Use your American Express Credit Card and sign up for Daily Wish today.
2. Log in often, especially on Tuesday, Wednesday and Thursday (these days release new offers).
3. When “sale day” rolls around, the sale time is posted and the countdown begins. The time is limited to take advantage of these hot deals.
4. Simply click on “I Want It” as soon as the sale starts. Each deal is on a first come, first serve basis so you have to be quick!

The American Express Network has teamed up with even more retailers to offer AMEX card holders exclusive deals. Daily Wish deals range from travel packages, electronics, clothing/apparel, concert tickets, sporting event tickets and so much more.

The American Express Wishlist is new and improved…It’s the American Express Daily Wish. You can get all of your holiday shopping done early and for much less than you would spend elsewhere. Plus, you are sure to have money left over because of the incredible deals you will find at the AMEX Daily Wish.

Costco American Express Review

September 26, 2009 – 10:00 pm
I live in an area where literally everyone has a Costco card.  Going to Costco seems to be at least a monthly event for me and all of my friends.  Why Costco?  Costco lets us get the products that we use the most at wholesale prices.
 
I have had a Costco card for as long as I can remember.  The only thing that I haven’t appreciated about Costco is the fact that you can’t use a credit card there.  Then, a few years ago, a Costco employee told me that they had teamed up with American Express and now you could use your American Express card to pay for your purchases. 
 
Well, that would be great.  But, I only had a Visa card.  I forgot about the fact that you can use American Express cards, until my friends started talking about their American Express cards.
 
My friends kept talking about how great their American Express cards were.  Most of them had the Costco American Express card.  They kept saying that they had never dealt with a credit card company that treated them as well as American Express did and they never had the chance to earn as many rewards as with the TrueEarnings card.
 
I decided to try it out for myself.  I did a bit of research online about the Costco American Express card, talked it over with my wife and by the end of the day, we were filling out an application.
 
The application only took a matter of minutes to complete.  We got approved quickly and also received our cards quickly.  It didn’t take me long to realize that my friends were right about the Costco American Express card.
 
The Costco American Express card simplified my life by combining my credit card and my Costco membership.  Also, it lets me earn cash back on all of my gas purchases, restaurant purchases, travel purchases, and more.  All in all, it was definitely worth signing up for the Costco American Express card.  I have already saved money and earned cash back.  What could be better than that?
Robert T.

The Simmons First Visa Platinum

September 10, 2009 – 7:41 am

The Simmons First Visa Platinum is one of the top-rated credit cards on the market today, by both consumers and Money Magazine. In order to take advantage of the benefits that the Simmons First Platinum card, you must have excellent credit.

The Simmons First Visa Platinum comes with an unbelievably low interest rate. Have you ever heard of a credit card that comes with an interest rate lower than 10%? How about 9? 8? The Simmons First Visa Platinum comes with a standard variable APR of only 7.25%. You can also take advantage of Platinum benefits with the Simmons First Visa Platinum card. No other credit card offers such amazing perks and benefits.

For the first six months, you will also receive a 0% APR on all balance transfers. You won’t even have to pay any balance transfer fees. But wait, it just keeps getting better and better. All of the fees associated with the Simmons First Visa Platinum are lower than standard fees. You’ll pay lower cash advance fees, overlimit fees, etc.

You will never have to pay an annual fee with the Simmons First Visa Platinum card. Never. This means that you can take advantage of all of the amazing platinum benefits associated with this card, for free. You will never be penalized with an annual fee.

Customers who are already using the Simmons First Visa Platinum card all agree that the low, low, low APR is the most beneficial perk associated with this card. This low interest rate prevents them from paying more than their card is worth. And, it keeps their heads above the credit card waters.

Check out the Simmons First Visa Platinum credit card today and see how much a quality credit card can actually improve your life.

Become a Preferred Guest

September 8, 2009 – 9:41 pm

You don’t have to be royalty or famous to become a preferred guest anymore. All you have to do is become a Starwood member.

How do you do this? Simply sign up for the Starwood Preferred Guest Credit Card from American Express. Not only will you become a preferred guest at millions of locations across the world, but you will be able to take advantage of American Express’ superior customer service program.

The Starwood Preferred Guest card is the perfect card to get you where you want to go…anywhere in the world! With this American Express preferred card, you will automatically earn 10,000 Starpoints after you make your first purchase. It’s that simple to get started.

To earn Starpoints, you simply need to use your card. Every time you use your card, you will automatically earn the Starpoints you deserve. There aren’t any annoying papers or applications that you need to fill out, so it makes it even more advantageous to use Starpoints.

Starpoints can be redeemed at over 825 Starwood Hotels and Resort destinations worldwide. You can either earn a discounted rate by using your points or save those points to earn one, two or more free stays. These points can also be used for airline tickets that can be purchased with over 30 different airline partners. There are never any blackout dates either. You won’t have to pay an annual fee for the first year and every year after that is only $45.

For every dollar you spend, you will earn 1 Starwood point. When you shop with Starwood preferred retail partners or at different Starwood properties around the world, you can earn double the points.

The application process is extremely easy and you can have your decision in less than 60 seconds. Go ahead and apply online so that you can become a preferred guest today.

The Best of Instant Approval Credit Cards

July 29, 2009 – 10:43 am

Instant approval credit cards are the best thing to hit the credit card industry in decades. They let the consumer have an approval decision in less than 60 seconds. They also allow the credit card company to lend to a greater number of people. Overall, the entire credit card has been sped up and modified because of instant approval credit cards.

Not every credit card offers instant approval. However, enough do that there is a wide selection to choose from. Here are just a few of the best instant approval credit cards.

Discover More Card-Clear
The Discover More Card in the Clear version allows you to earn more rewards…cash back, than any other credit card on the market today. There is no limit to the amount of cash you can earn and you are able to earn everything automatically every time you use your card. Discover also rewards you more by giving you double rewards when you shop with its Bonus Partners and up to 20% whenever you shop online. If you are looking for an instant approval credit card and really want to earn significant cash back, it’s time to check out the Discover More Clear card.

Applied Bank Secured Visa Credit Card
Traditional credit cards aren’t the only ones that come with the instant approval guarantee these days. Secured credit cards are also now available with instant approval. The Applied Bank Secured Visa is the perfect card if you are building or rebuilding your credit. It comes with a 9.99% fixed interest rate, no income requirements and credit bureau reporting. Although this works like a debit card does, it gives you the chance to rebuild your credit the same way a credit card does. However, a secured visa card makes sure that you stay within the boundaries of what money is available.

As you can see, there are so many different types of credit cards to choose from. Many of these credit cards come with the instant approval guarantee, which is sure to make your life a lot easier and carefree. Don’t wait weeks to get your approval. Get it in less than 60 seconds with an instant approval credit card from PlasticRewards.com today.

One Card Worth Talking About

July 15, 2009 – 3:15 pm

When it comes to credit cards, there are plenty on the market today. In fact, that is probably an understatement. There are hundreds of different credit cards to choose from. There are the traditional credit cards, rewards credit cards, travel credit cards, credit cards for people with poor credit and so many more.

Just because the market is laden with a variety of credit cards to choose from doesn’t necessarily mean that all of the credit cards out there are good ones. In fact, compared to the total number of credit cards, there are only a handful of really good ones.

One of those is the Citi Platinum Select MasterCard.

The Citi Platinum Select MasterCard has everything that you could possibly need in a credit card all rolled into one. It combines the quality of a MasterCard with the unbeatable benefits of a Citi card.

After receiving approval for the Citi Platinum Select MasterCard, you’ll be able to enjoy 0% APR on all purchases and balance transfers for the first 12 months. That means that you don’t have to worry about incurring more debt for an entire year!

The Citi Platinum Select card also comes with a number of excellent standard features. These features include Citi’s well-known Identity Theft Solutions program, free (not to mention secure) online account management capabilities and $0 liability on all unauthorized purchases.

Once you become a Citi Platinum Select cardholder, you’ll automatically be eligible to take advantage of some incredible deals. You will be able to enjoy extra benefits and discounts at the places where you shop the most. What’s even better is that all of this comes with a $0 annual fee. You’ll be getting amazing deals for nothing.

Not all credit cards are created equal and most of them out there today aren’t even worth mentioning. However, the Citi Platinum Select MasterCard stands well above the rest for the benefits that automatically come with it.

3 Main Reasons Why I Rely So Heavily On Credit Cards

June 14, 2009 – 10:03 pm

I love credit cards; I have loved using credit cards for as long as I can remember. I need to be clear however, that I do not ignorantly spend or run up debt that I cannot pay off at the end of the month. There are three main reasons why I rely so heavily on credit cards and I have outlined them below:

1. Ease of use. I never carry cash, ever!

2. Year end financials are pre-organized by card provider

3. Travel perks

I would like to spend some time today focusing on perk #3. Let me just be frank, I have not paid for an airline ticket in at least 5 years. Yes 5 years. Now mind you that from time to time when the airlines have slashed prices or had promotions, I may have decided to save my miles and purchase a ticket, but my usage of my American Express Delta Sky Miles card has allowed me to travel as I please. I am a small business owner, hoping to one day be a large business owner, but have used the AMEX for almost all of my day to day purchases for office supplies and equipment.

In my business I can be found buying anything from a new fax machine, reams of paper, to lunch for the entire office. Why would I want to write checks or pay cash when I can get miles for using my card? I must remind you that more than just the miles for my card and travel perks, I love how my purchases are itemized monthly and again at year end.

Perhaps one of the most exciting trips I have taken almost completely on travel award points from my American Express Delta Sky Miles card, has been our family trip to Greece! If you have never been to Greece, I strongly suggest getting an AMEX, charging it up and making plans to hang out on the cliffs of Santorini, overlooking the Mediterranean Sea.

Eric Kandell

Owner

LowVARates.com